Why should planning matters be checked before exchange of contracts?

• A. To speed up the mortgage offer
• B. To avoid enforcement action by the local planning authority
• C. To increase the purchase price
• D. To simplify the TA13 form

Answer: (B)

Planning checks are about uncovering any enforcement actions, planning restrictions, or outstanding planning issues that could affect how the property can be used or its value. Checking these before you exchange contracts is crucial because if the local planning authority has an active enforcement notice, has refused a planning application, or there are conditions attached to existing permissions, you could face costly requirements, delays, or even the need to undo work after purchase. Discovering such issues at this stage lets you renegotiate the price, seek remedies, or withdraw from the deal if necessary, rather than being tied to a property with unexpected liabilities. This diligence is typically done through planning-related searches and reviewing any enforcement notices or planning conditions that affect the property. The other options don’t address the real risk involved, which is the potential for enforcement action or restrictions that could impact ownership.