Which document among those listed for Form AP1 evidences the discharge of the current mortgage?

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Multiple Choice

Which document among those listed for Form AP1 evidences the discharge of the current mortgage?

Explanation:
The essential idea is proving that the current mortgage has been discharged so the title can be registered free of that charge. In an AP1 submission, the document that shows the mortgage has been discharged is the DS1 — an evidence of discharge from the lender. It confirms that the security over the property has been released, allowing the Land Registry to update the register accordingly. The other documents don’t serve this purpose: a certified copy transfer shows who is transferring ownership, not whether the loan is cleared; a Land Registry Fee is just the payment for processing, not proof of discharge; and a Disclosable Overriding Interests Form relates to other rights that may affect the title, not the discharge of a mortgage.

The essential idea is proving that the current mortgage has been discharged so the title can be registered free of that charge. In an AP1 submission, the document that shows the mortgage has been discharged is the DS1 — an evidence of discharge from the lender. It confirms that the security over the property has been released, allowing the Land Registry to update the register accordingly.

The other documents don’t serve this purpose: a certified copy transfer shows who is transferring ownership, not whether the loan is cleared; a Land Registry Fee is just the payment for processing, not proof of discharge; and a Disclosable Overriding Interests Form relates to other rights that may affect the title, not the discharge of a mortgage.

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