What is the purpose of arranging for the lender to execute e-DS1/ED?

• A. To register the transfer
• B. To request a valuation
• C. To issue a title certificate
• D. To obtain an electronic discharge of the mortgage

Answer: (D)

The main idea is that this is about releasing the mortgage on the property. The lender signs an electronic discharge (e-DS1/ED) to certify that the loan has been repaid or redeemed and that their security over the title is being cancelled. Once that electronic discharge is lodged with the Land Registry, the charge is removed from the title, leaving the owner's property free from the mortgage lien. This is essential for the buyer to obtain a clean title and for the sale or transfer to proceed without the lender’s security still encumbering the land. It’s not about registering a transfer, requesting a valuation, or issuing a title certificate.