Identify and explain the documents you will send to the Land Registry when applying for registration of Honeysuckle Cottage.

• A. Evidence of discharge of the Cattletown Building Society Mortgage; Certified copy Transfer in Form TR1; Certified copy mortgage deed/legal charge to Sandy Building Society; SDLT 5 Certificate; Land Registry fee; Evidence of seller's change of name
• B. Certified copy of the seller's passport; Energy Performance Certificate
• C. Land registry search results only
• D. None of the above

Answer: (A)

The main idea is that registration with the Land Registry requires a complete bundle showing who owns the property, what charges affect it, and that any Stamp Duty obligations have been dealt with, along with the appropriate forms and fees. The certified copy of the Transfer in Form TR1 is the core document, because it records the legal transfer of ownership from the seller to the buyer and is what updates the Register to show the new proprietor. If there is a mortgage, a certified copy of the mortgage deed or legal charge in favour of the lender is also needed, so the Land Registry can register the lender’s security against the property. Where there was an existing mortgage that has now been discharged, evidence of that discharge is supplied to show the old charge has been released and can be removed from the title.

The Stamp Duty Land Tax certificate (SDLT 5) is included to prove that the tax on the transaction has been paid or properly accounted for, which the Land Registry requires as part of a valid application. The Land Registry fee is provided to show that the registration fee has been paid, enabling the application to proceed. If the seller’s name on the transfer differs from the name currently on the title, evidence of a name change is included to ensure the title record reflects the correct proprietor.

Together these documents provide the necessary evidence for the transfer, the creation and registration of any charge, the discharge of old encumbrances, and the payment of duties and fees, so the Land Registry can correctly update the title for Honeysuckle Cottage.