Explain the consequences of failing to respond to the requisition.

• A. Completion of registration will be delayed and the OS1 priority may be lost; Oliver and John will not be legal owners; the Bank mortgage could be delayed
• B. There is no effect
• C. The seller may be fined
• D. The Land Registry will issue a default order

Answer: (A)

Not responding to a requisition means the Land Registry is asking for missing information or documents to complete the title and finalize registration. If you don’t provide what’s requested, the registration cannot proceed, so completion is delayed. The OS1 priority may be lost because priority of interests depends on timely and complete information; without the required details, the registrar may not be able to secure the intended priority for the purchaser or the lender. The buyers will not become the legal owners until the register is updated to reflect their title, so their legal ownership doesn’t take effect yet. The bank mortgage could be delayed because registration of the title and the mortgage security can’t be completed, and funds can’t be released until the registration is finished.